Terms of Service

Acceptance of Terms

By accessing and using NetCheque ("the Service"), you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, please do not use our Service.

Description of Service

NetCheque provides a free online paycheck calculator for Canadian employees. The calculator estimates take-home pay using official CRA T4127 payroll deduction formulas.

Disclaimer of Accuracy

Important: This calculator provides estimates only. Your actual paycheque may differ due to:

• Employer-specific deductions (benefits, pension plans, union dues)
• Different rounding methods used by payroll software
• Year-to-date contribution limits (CPP/QPP, EI, QPIP)
• Special tax situations not covered by this calculator
• Changes to tax rates after our last update

We strive for accuracy but cannot guarantee results. Always consult your pay stub and a qualified tax professional for definitive figures.

No Tax Advice

NetCheque does not provide tax, legal, or financial advice. The information provided is for educational and informational purposes only. For personal tax questions, please consult the Canada Revenue Agency (CRA), Revenu Québec, or a licensed tax professional.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, NETCHEQUE AND ITS OPERATORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:

• Your use or inability to use the Service
• Any errors or omissions in calculator results
• Financial decisions made based on calculator estimates
• Unauthorized access to or alteration of your data

Intellectual Property

The NetCheque name, logo, and website design are protected by intellectual property laws. The underlying tax calculation formulas are based on publicly available CRA publications.

User Conduct

You agree not to:

• Use the Service for any unlawful purpose
• Attempt to interfere with the proper functioning of the Service
• Use automated systems to access the Service in a manner that exceeds reasonable use
• Reproduce or redistribute the Service without permission

Advertising

The Service may display advertisements from third-party ad networks. These advertisements are subject to the privacy policies and terms of the respective ad networks.

Service Availability

We strive to keep the Service available at all times but cannot guarantee uninterrupted access. We may modify, suspend, or discontinue the Service at any time without notice.

Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting. Your continued use of the Service after changes constitutes acceptance of the modified Terms.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of Canada, without regard to its conflict of law provisions.